The “Defined Benefit Transfer” Pitfalls

Yes, our managing director was contacted by a recruiter and asked if he would be interested in becoming a “Defined Benefits Transfer Redress Specialist”! He kindly declined this lucrative offer. Sadly, we know he could have made a lot of money in this role because too many well-meaning financial advisers who helped “clients” achieve their … Continue reading The “Defined Benefit Transfer” Pitfalls

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ESG data Challenge – Greenwashing?

Very interesting and topical article on greenwashing and ESG data Challenge from SCM Direct.     I think financial advisers need to tread carefully before jumping down the ESG rabbit hole, given that, in a paper by State Street, for four leading data providers’ their ESG scores still have less than 50% correlation to each other … Continue reading ESG data Challenge – Greenwashing?

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Outsourced Paraplanning – Effective Suitability Reports

  Building on Outsourced Paraplanning (Effective Suitability Reports), in which Rory Percival sets out his concerns over suitability report letters, ATEB Consulting’s Steve Bailey presents a few of the more common issues that the compliance firm discovers in adviser files put together without the aid of a qualified paraplanner.    1 – Reports being twice … Continue reading Outsourced Paraplanning – Effective Suitability Reports

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Beyond the 4% Rule – Pension Decumulation

Before the investment industry tries to push us all down a new road that introduces a whole new set of ‘investment pathways’ for pension decumulation I think they, and all financial planners, should read Abraham Okusanya’s book, Beyond the 4% Rule. There is already enough robust academic research to show how decumulation can be managed by financial … Continue reading Beyond the 4% Rule – Pension Decumulation

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Maternity Leave And Financial Advisers: What’s The Best Course Of Action

If your paraplanner lets you know that they are pregnant and will be leaving the company for a temporary period of time on maternity leave, then you can go into a blind panic. As an integral part of the team, you don’t want to face the immediate future without them. But you know that you … Continue reading Maternity Leave And Financial Advisers: What’s The Best Course Of Action

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